Financial Wellness

Helping you manage your money, for school and for life!

December 19, 2012
by Carissa
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Columbus Dispatch “Credit Scars” Series

Earlier this year, the Columbus Dispatch launched a series called “Credit Scars” that covers a variety of financial matters, including identity theft, credit discrepancies, debt collection, and more.  The legislative updates are particulary interesting – what are lawmakers doing to help consumers?   

Their focus this week is on student loan debt.  These stories are a cautionary tale of how crippling this debt can be at the delinquency and default stages, further reinforcing the need to proactively manage your loans while you’re in school and in repayment

What do you think about this topic?

 

December 17, 2012
by Carissa
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Give the Gift of Savings

If you’re still looking for the perfect holiday gift for the little ones in your life, why not show them how to save for and invest in their future?    A college savings plan not only is a wise way to put money towards a future college education, it can also teach children the value of money, goal setting, and saving.  Investopedia’s article covers  the basics of college savings plans, including 529’s, Coverdell’s, and a Kiss Trust.

 

 

December 12, 2012
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Avoiding Holiday Spending Pitfalls

Little Timmy’s wish list is as long as your arm, your in-laws want to come over for a holiday dinner, and the house still needs decorated…

Do you dread the holidays each year due to the many financial obligations that start piling up? Forbes.com offers some great tips for adding discipline to your holiday spending cycle so that you can start 2013 without debt!

December 11, 2012
by Carissa
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Exit Counseling

First, the good news: you’re graduating! Now the fun part: your student loan payments are right around the corner. 

Not sure how to prepare for loan repayment? Attend one of our Exit Counseling sessions online, and we will help you discover:

Where to look up your loan balances and lender information
Which repayment plans are available to you, including those that are based on your income
Options for loan forgiveness
Deferment, forbearance and consolidation options
How to save money during your grace period
General money management and budgeting
If you are interested in attending, please register by emailing carissa.uhlman@franklin.edu and indicate which of the following sessions you prefer. Spaces will be limited, so sign up today!

Monday, December 17th: Online, 12:00 PM – 12:45 PM
Wednesday, December 19th: Online, 12:00 PM – 12:45 PM

Additional session information will be emailed to you upon registration. For those who cannot attend, the online sessions will be recorded and emailed to all graduates at a later date.  You may also complete exit counseling online anytime at www.nslds.ed.gov.  Remember, Exit Counseling is a federal requirement if you have federal student loans!