All of your federal student loans can be found in one place — pretty easy, right? The National Student Loan Data System, or NSLDS, is a federal website that utilizes your FAFSA PIN to link up to your student loans. This will ALWAYS be a one-stop-shop to find all of your federal loan information, so bookmark this site and check it each term to monitor your loans.
Additionally, there is a website that allows you to link both your federal and private student loans in one place, making it easy to manage them all if you have a combination of the two. Click here for more information.
To begin exploring the NSLDS site, here’s are some handy screenshots showing how it works:
- 1. Go to www.nslds.ed.gov and click on “Financial Aid Review”
- 2. Click “accept” on this page and the next.
- 3. Log-in using your SSN, date of birth, and the same PIN you use to sign your FAFSA. If you do not remember your PIN, please visit www.pin.ed.gov and click on “request duplicate PIN.”
- 4. Once you are logged in, you will be able to view each federal loan in your name (please note: this will not include any private loans you have secured, or any parent PLUS loans that your parents may have for you). You can click on the number next to each loan to view contact information for the lender associated with that loan (see step #5). Keep in mind that each loan may have a different lender, so be sure to view each one!
- 5. After you have clicked on the number next to the loan, you can see what type of loan you have, its current status (i.e. in grace period, in repayment, loan originated, etc), and the principal amount of the loan and any interest that has accumulated. You will always want to contact the “current servicer” of your loan for any questions you may have, or if you need to discuss repayment options. They are willing to work with you to prevent default, but you need to contact them!